Retirement PlanningThe IRA Rollover Mistake Costing People Thousands
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Precious metals research
Understand your options before you protect your retirement.
Reference-quality education on gold IRAs, physical bullion, inflation, and where precious metals fit inside a diversified retirement portfolio.
At a glanceReference data
- IRA contribution limit (50+)
- $8,600
- Indirect rollover window
- 60 days
- Mandatory withholding
- 20%
- IRS-approved gold purity
- .995+
- IRS-approved silver purity
- .999+
Exception: American Gold Eagle coins are IRA-eligible despite lower purity (91.67%) due to a specific congressional exception.
Educational figures. Confirm current thresholds with your tax advisor.
Editorially independentNo paid placementsReviewed by industry researchersSources cited on every page
Where to start
Four hubs, one framework for evaluating precious metals.
Each hub gathers the rules, tradeoffs, and historical context — no jargon, no urgency.
Guide
Gold IRAs
Rollovers, custodians, eligibility, and tax treatment of self-directed precious metals IRAs.
ExploreComparison
Gold vs Silver
A scenario-based framework for choosing between the two — starting out, seeking stability, hedging.
ExploreContext
Inflation
What sustained inflation does to cash savings, and how metals have historically behaved.
ExplorePlanning
Retirement Planning
Diversification principles, portfolio placement, and the mistakes near-retirees repeat.
Explore45+ yrs
Modern precious metals data
Post-1971 pricing history
~3%
Long-run US inflation average
Rolling multi-decade average
5–15%
Typical metals allocation range
General diversification guidance
.995+
IRS-eligible gold purity
For self-directed IRAs
Latest articles
Reference reading, updated regularly.
Retirement Planning
InflationWhat Happens to Retirement Savings When the Dollar Weakens
A dollar today buys less than it did five years ago. Here's what that actually means for money sitting in a retirement account.
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Company ReviewsHow to Evaluate a Gold IRA Company Before You Commit
Every gold IRA company's website looks reassuring. Here's the checklist that actually matters once your money is moving.
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Company reviews
Compare top precious metals IRA providers.
Independent reviews covering fees, minimums, storage partners, and rollover coordination.
Reviewed★ 4.5
Birch Gold Group
Established precious metals dealer with an emphasis on rollover education.
- Minimum
- $10,000
- Est.
- 2003
Reviewed★ 4.3
Noble Gold Investments
Lower minimums and a Texas-based depository option.
- Minimum
- $2,000 (Gold IRA)
- Est.
- 2016
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